Top 10 Halal Investments that every Person Should Know before Investing.
✅ 1. Shariah-Compliant Mutual Funds
- Funds like Tata Ethical Fund and Nippon India ETF Shariah BeES invest only in halal companies.
✅ 2. Shariah-Compliant Stocks
- Invest directly in companies listed under BSE Shariah 50 or Nifty50 Shariah Index, which avoid interest-based and haram sectors.
✅ 3. Gold (Physical or Digital)
- Buying physical gold or digital gold is halal and considered a safe long-term investment with intrinsic value.
✅ 4. Real Estate (Without Interest-Based Loans)
- Buy, rent, or lease property using full payment or Islamic financing methods (like Ijara).
✅ 5. Halal Startups / Private Business Investments
- Invest in small halal businesses or startups using profit-sharing models like Mudarabah and Musharakah.
✅ 6. Sukuk (Islamic Bonds) (Limited in India but growing)
- Sukuk are interest-free Islamic bonds, where profits come from asset-based income, not interest.
✅ 7. Islamic Crowdfunding Platforms
- Participate in halal crowdfunding for businesses or social causes via platforms that follow Shariah rules (profit-sharing, no riba).
✅ 8. Agriculture and Livestock Investment
- Farming or livestock-based business is halal and aligns with Islamic teachings if operated ethically and fairly.
✅ 9. Islamic REITs (Real Estate Investment Trusts)
- Although rare in India, you can explore REITs that do not invest in interest-bearing or haram properties.
✅ 10. Islamic Saving Plans / Takaful (Islamic Insurance)
- Invest in Takaful-based savings plans (when available) that avoid interest and promote shared responsibility.